Accounting Students Financial Behavior Reviewed From Financial Technology, Lifestyle And Financial Literacy

Abstract

This study aims to determine the effect of financial technology, lifestyle and financial literacy on financial behavior. The population in the study were active students of the Accounting Study Program, Faculty of Business and Tourism, Triatma Mulya University in 2023/2024 with a sample of 41 respondents. The data analysis techniques used in this study were multiple linear regression, coefficient of determination, F test and t test. Based on the results of the study, financial technology has a positive and significant effect on financial behavior, where the regression coefficient is 0.502 and sig 0.000. Lifestyle has a significant positive effect on financial behavior, where the regression coefficient is 0.236 and sig 0.028. Financial literacy has a significant positive effect on financial behavior, where the regression coefficient is 0.224 and sig 0.012. The magnitude of the influence of the independent variable on financial behavior is 58.6%. This study is a guide for students of the accounting study program, Faculty of Business and Tourism, Triatma Mulya University to always take advantage of financial technology, adjust their lifestyle properly and improve literacy in the financial field.