Digitalisasi Perbankan, Risiko Kredit, Dan Struktur Modal : Determinan Profitabilitas Bank Di Bursa Efek Indonesia. Journal Research of Accounting, [S. l.], v. 6, n. 2, p. 96–108, 2025. DOI: 10.51713/jarac.2025.6237. Disponível em: http://jarac.untrimbali.ac.id/index.php/jarac/article/view/37. Acesso em: 21 apr. 2026.